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How to File a Boat Accident Claim

Boating can be thrilling and enjoyable, however should you not be careful, it could quickly turn deadly. Boats must adhere to strict safety guidelines to avoid injuries.

If you've been injured in an accident while on the boat, you may be eligible for compensation for medical expenses and property damage. Contact a New York boat accident lawyer to increase your odds of winning.

1. Gather Evidence

If someone is involved in a boating accident, the most important step is to collect evidence and speak with an attorney. It is also important to seek medical attention immediately for any injuries. Medical records and other proof are necessary to support claims for damages, like future and current medical expenses and loss of income or earning potential, property damage, and non-economic damages like pain and suffering.

Photos and video footage can be used to preserve physical evidence from the scene of a boating accident. Eyewitness testimony can be a valuable evidence source since it provides details about the collision that would otherwise be ignored. Police and incident reports can be used to determine the chronology of what transpired during the investigation.

A seasoned lawyer can scrutinize the evidence and determine which parties could be responsible for victim's injuries or expenses. A successful negligence claim for an accident involving a boat usually involves multiple parties liable, including the boat's operator as well as the manufacturer or owner of the watercraft.

A reputable attorney can manage all communications between insurance companies and victims involved in the victim's compensation claim. A lawyer can assist victims avoid saying anything that can be used against them in a court of law, and can assist victims in obtaining fair settlement offers for damages.

2. Report a crime

The first thing to do following a boating accident is to ensure everyone is safe. Then, you should contact local law enforcement and complete a report on the incident. Depending on the state laws and regulations, you might only have 48 hours to make an official report in the event of serious injury or death requiring medical treatment above basic first aid. You may also have 10 days to file if unable to find the boat or if the incident causes more than $2,000 worth of damage.

If you are able, stay at the accident site to assist other boats or people without risking your safety or that of the victims in danger. This will allow the police officer to record important information like the manner in which the collision took place and who was on board at the time of the collision and what caused it.

Even well-trained and experienced boaters may be involved in accidents on the water because of negligence of another. An experienced attorney can pinpoint the negligent party responsible for the damages you suffered, and assist you pursue compensation. Property damage, medical expenses and financial losses are all recoverable damages. A lawsuit against the party responsible could also result in monetary compensation for your discomfort and pain as well as loss of quality of life, as well as emotional distress associated with the incident.

3. Check for damage

After medical professionals have evaluated the injuries of everyone, and they are all in a safe spot It is essential that you take a thorough look at the damage done to the boat. This is when you begin contemplating your insurance policy and what it covers.

A surveyor will be assigned to your claim and will be sent out to inspect the damage caused by the accident. The surveyor will evaluate what you originally reported to the damage and start figuring out the value of the damages.

Most boat accidents are the result of a mix of causes that are impossible to control all of them. If there was a manufacturing defect in the vessel, it may be possible to make a claim for product liability against the company that produced the boat.

In these cases it is crucial to hire a lawyer who has experience in handling boating claims because they can build an airtight case to prove that the manufacturer was responsible for the accident.

It is important to remember that various kinds of boats are protected differently by insurance policies. For instance, homeowner's insurance, which covers home owners, will usually only cover small boats with engines under 50 HP. This means that jet skis, airboats as well as larger vessels will not be covered by homeowner's insurance.

4. Contact an attorney

As soon as you are secure and have visited a medical professional for injuries, ensure that you inform your insurance company. You'll likely have to notify them even when no police report has been filed. It is important to be cautious with your personal information because insurance companies will often try and determine who is at fault for the accident. This could decrease the amount of compensation that you receive. The NYC boating accident attorneys at Mirman, Markovits & Landau will work hard to disprove these claims and limit the amount of fault assigned to you.

It is a good thing to collect as many details as you can on the other boat owners and operators involved in the incident. This includes their name, address telephone number, and insurance details. It is also beneficial to have a copy of the report of a boating accident which is filed.

Boat accidents can be terrifying and can cause serious injuries. They can cause substantial medical bills loss of wages, and other damages. The parties responsible must be held accountable for the harm they caused you. The at-fault parties and insurance companies won't give you the amount you are due and it is therefore essential to speak with an experienced New York injury attorney as early as possible. This will allow you to focus on getting better and level the playing field.